Last updated: March 5, 2025
By accessing or using the Starlife Lending website and services, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website or services.
You agree to use our website only for lawful purposes and in accordance with these terms. You agree not to:
Information about loan products, rates, and terms presented on our website is for informational purposes only and does not constitute a commitment to lend. All loans are subject to credit approval, underwriting requirements, and applicable terms and conditions. Rates, terms, and program availability are subject to change without notice.
By submitting a loan application through our website, you represent that all information provided is accurate, complete, and truthful. You authorize Starlife Lending to verify the information you provide, including but not limited to obtaining credit reports, verifying employment and income, and contacting references.
Submission of a loan application does not guarantee approval. Starlife Lending reserves the right to approve or deny any application based on our underwriting criteria, applicable laws, and investor guidelines. Pre-qualifications and pre-approvals are preliminary assessments and are not binding commitments.
All content on the Starlife Lending website — including text, graphics, logos, images, and software — is the property of Starlife Lending or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. Starlife Lending disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Starlife Lending shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, regardless of the theory of liability. Our total liability shall not exceed the amount you have paid to us, if any, in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless Starlife Lending, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the website, your violation of these terms, or your violation of any rights of a third party.
Our website may contain links to third-party websites or services. These links are provided for your convenience only. Starlife Lending does not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Los Angeles County, California.
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website following any changes constitutes acceptance of the revised terms.
If any provision of these Terms & Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
If you have questions about these Terms & Conditions, please contact us at: