Investment & Commercial
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Commercial Loans

Finance Your Commercial Vision

Our commercial loan programs provide financing for a wide range of income-producing properties. From multi-family apartments to office buildings and retail centers, we deliver competitive terms with the speed and flexibility investors demand.

Talk to a Loan Officer

650+

Min. Credit Score

20%+

Down Payment

1.20x+

DSCR

$500K-$50M

Loan Range

Key Features

Why Choose This Loan?

01

Diverse Property Types

Finance office buildings, retail centers, industrial warehouses, multi-family complexes, mixed-use, and more.

02

Competitive Terms

Access competitive fixed and adjustable rates with terms tailored to your investment strategy.

03

High Loan Amounts

Loan amounts from $500K to $50M+ to match the scale of your commercial investment.

04

Cash-Out Refinancing

Unlock equity in existing commercial properties to fund renovations, acquisitions, or business growth.

05

Flexible Structures

Interest-only periods, balloon payments, and amortization schedules designed for commercial investors.

06

Fast Closings

Our experienced commercial team delivers quick approvals and efficient closings to meet your timeline.

Requirements

Eligibility Criteria

  • Minimum credit score of 650
  • Down payment of at least 20-25%
  • Debt Service Coverage Ratio (DSCR) of 1.20x or higher
  • Property must be income-producing or have a clear business plan
  • Business financial statements and tax returns (2 years)
  • Personal financial statement of guarantors
  • Environmental and property condition reports may be required

Perfect Match

Ideal For

  • Real estate investors acquiring income-producing commercial properties
  • Business owners purchasing their own commercial space
  • Developers seeking permanent financing after construction completion
  • Investors refinancing to better terms or accessing equity
  • Portfolio investors expanding their commercial real estate holdings

How It Works

Simple 4-Step Process

From application to closing, we make the mortgage process straightforward and stress-free.

01

Apply Online

Complete our simple online application in minutes. No commitment required.

02

Get Pre-Approved

Receive your pre-approval within 24-48 hours with competitive rate options.

03

Lock Your Rate

Choose the best rate and terms that fit your financial goals.

04

Close & Celebrate

We handle the paperwork and guide you through a smooth closing.

Ready to Get Started?

Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.

Contact Us

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