Self-Employed? We Speak Your Language
Bank statement loans let self-employed borrowers qualify using 12-24 months of personal or business bank statements instead of tax returns. With loan amounts up to $10 million and LTV up to 90%, it's the ideal program for entrepreneurs and business owners.
620+
Min. Credit Score
10%+
Down Payment
$10M
Max Loan Amount
90%
Max LTV
Key Features
Qualify based on your bank statement deposits rather than adjusted gross income from tax returns.
Finance high-value properties with loan amounts reaching $10 million for qualified borrowers.
Put as little as 10% down, preserving your working capital for business operations.
Use either personal or business bank statements — whichever best represents your true income.
Choose between 12 or 24 months of bank statements depending on your income pattern.
Finance primary residences, second homes, and investment properties under this program.
Requirements
Perfect Match
How It Works
From application to closing, we make the mortgage process straightforward and stress-free.
Complete our simple online application in minutes. No commitment required.
Receive your pre-approval within 24-48 hours with competitive rate options.
Choose the best rate and terms that fit your financial goals.
We handle the paperwork and guide you through a smooth closing.
Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.
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