Non-Traditional Loan
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Foreign National Loans

Invest in U.S. Real Estate from Anywhere

Our foreign national loan program makes it possible for non-U.S. citizens to purchase residential and commercial property in the United States. All nationalities welcome, no Social Security number required, with loan amounts up to $10 million.

Talk to a Loan Officer

No

SSN Required

25%+

Down Payment

$10M

Max Loan Amount

All

Nationalities

Key Features

Why Choose This Loan?

01

No SSN Required

No Social Security number or U.S. credit history needed. We work with international credit profiles.

02

All Nationalities Welcome

We serve borrowers from every country, regardless of citizenship or residency status.

03

Up to $10M Loan Amount

Finance high-value U.S. properties with loan amounts up to $10 million.

04

Flexible Documentation

Accept international bank statements, employment letters, and asset documentation from your home country.

05

Multiple Property Types

Purchase condos, single-family homes, multi-family properties, or commercial real estate.

06

Investment Properties OK

Finance vacation homes, rental properties, or investment real estate in the United States.

Requirements

Eligibility Criteria

  • Valid passport from any country
  • Down payment of at least 25%
  • International bank statements (12 months)
  • Employment or income verification from home country
  • Sufficient reserves in verifiable accounts
  • U.S.-based property appraisal required
  • No U.S. credit history required — international credit considered

Perfect Match

Ideal For

  • International investors looking to diversify into U.S. real estate
  • Foreign nationals purchasing vacation or second homes in the U.S.
  • Expatriates buying property while working abroad
  • International business owners expanding to the United States
  • Non-resident aliens seeking U.S. investment property financing

How It Works

Simple 4-Step Process

From application to closing, we make the mortgage process straightforward and stress-free.

01

Apply Online

Complete our simple online application in minutes. No commitment required.

02

Get Pre-Approved

Receive your pre-approval within 24-48 hours with competitive rate options.

03

Lock Your Rate

Choose the best rate and terms that fit your financial goals.

04

Close & Celebrate

We handle the paperwork and guide you through a smooth closing.

Ready to Get Started?

Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.

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