Investment & Commercial
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Private Money Loans

Asset-Based Bridge Financing

Private money loans are asset-based loans focused on the property's value rather than the borrower's income or credit. With loan amounts up to $10 million and fast closings, they're the go-to solution for investors who need speed and flexibility.

Talk to a Loan Officer

600+

Min. Credit Score

25%+

Down Payment

$10M

Max Loan Amount

75%

Max LTV

Key Features

Why Choose This Loan?

01

Asset-Based Lending

Qualification is primarily based on the property's value and equity, not your personal income or employment.

02

Up to $10M Loan Amount

Finance large-scale projects and high-value properties with loan amounts reaching $10 million.

03

Fast Closings

Close in days, not weeks. Our streamlined process is designed for speed when time is critical.

04

Flexible Terms

Short-term bridge loans with terms from 6 months to 3 years, tailored to your exit strategy.

05

Creative Structures

Interest-only, cross-collateralization, and blanket loans available for complex transactions.

06

Less Documentation

Minimal personal documentation required — the focus is on the deal and the property.

Requirements

Eligibility Criteria

  • Minimum credit score of 600 (case-by-case below)
  • Down payment or equity of at least 25%
  • Clear exit strategy (sale, refinance, or permanent financing)
  • Property appraisal or valuation required
  • Non-owner occupied properties preferred
  • Entity borrowing (LLC, Corp) available
  • 1st and 2nd lien positions considered

Perfect Match

Ideal For

  • Real estate investors needing fast capital to close time-sensitive deals
  • Borrowers who need bridge financing between transactions
  • Investors with credit challenges who have strong equity positions
  • Developers seeking short-term financing for rehab or repositioning
  • Borrowers who need creative deal structures beyond traditional guidelines

How It Works

Simple 4-Step Process

From application to closing, we make the mortgage process straightforward and stress-free.

01

Apply Online

Complete our simple online application in minutes. No commitment required.

02

Get Pre-Approved

Receive your pre-approval within 24-48 hours with competitive rate options.

03

Lock Your Rate

Choose the best rate and terms that fit your financial goals.

04

Close & Celebrate

We handle the paperwork and guide you through a smooth closing.

Ready to Get Started?

Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.

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