Investment & Commercial
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Condo Hotel Loans

Hospitality Meets Real Estate Investment

Condo hotel loans provide financing for individually owned condominium units within hotel-branded or resort properties. With loan amounts up to $5 million and up to 70% LTV, we help you invest in premium hospitality real estate.

Talk to a Loan Officer

680+

Min. Credit Score

30%+

Down Payment

$5M

Max Loan Amount

70%

Max LTV

Key Features

Why Choose This Loan?

01

Specialized Expertise

We understand the unique underwriting requirements of condotel properties that most lenders avoid.

02

Up to $5M Loan Amount

Finance luxury condotel units in premium resort destinations with loan amounts up to $5 million.

03

70% LTV Available

Competitive loan-to-value ratios allow you to finance with as little as 30% down.

04

Rental Income Considered

Projected or actual rental income from the hotel program can be used to help qualify.

05

Multiple Brands

Finance units in Marriott, Hilton, Ritz-Carlton, Four Seasons, and other major hotel brands.

06

Second Home or Investment

Whether it's your vacation getaway or a pure investment, we have programs for both use cases.

Requirements

Eligibility Criteria

  • Minimum credit score of 680
  • Down payment of at least 30%
  • Property must be a recognized condotel or hotel-condo project
  • Reserves typically required (6-12 months)
  • Second home or investment property use
  • Condo project must meet lender warrantability or non-warrantable guidelines
  • Rental management agreement documentation if applicable

Perfect Match

Ideal For

  • Investors seeking hospitality real estate with built-in rental management
  • Vacation buyers wanting a branded resort unit they can also rent out
  • High-net-worth individuals diversifying into condotel assets
  • Buyers purchasing in resort destinations like Miami, Hawaii, or Las Vegas
  • Those looking for turnkey investment properties with hotel-level amenities

How It Works

Simple 4-Step Process

From application to closing, we make the mortgage process straightforward and stress-free.

01

Apply Online

Complete our simple online application in minutes. No commitment required.

02

Get Pre-Approved

Receive your pre-approval within 24-48 hours with competitive rate options.

03

Lock Your Rate

Choose the best rate and terms that fit your financial goals.

04

Close & Celebrate

We handle the paperwork and guide you through a smooth closing.

Ready to Get Started?

Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.

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