Qualify Based on Property Rental Income
DSCR (Debt Service Coverage Ratio) loans let real estate investors qualify based on the property's rental income rather than personal income. No tax returns, no W-2s, no employment verification — just the property's ability to generate cash flow. Ideal for scaling your investment portfolio without the red tape.
640+
Min. Credit Score
20%+
Down Payment
$5M
Max Loan Amount
1.0x
Min. DSCR
Key Features
Qualification is based entirely on the property's rental income, not your personal earnings, tax returns, or employment history.
Finance single-family homes, multi-unit properties, and short-term rentals with loan amounts up to $5 million.
Put as little as 20% down on investment properties with competitive loan-to-value ratios.
Skip the paperwork — no personal or business tax returns are required for qualification.
No cap on the number of financed properties. Scale your portfolio without restrictions.
Purchase and hold properties under an LLC or corporation for asset protection and tax benefits.
Requirements
Perfect Match
How It Works
From application to closing, we make the mortgage process straightforward and stress-free.
Complete our simple online application in minutes. No commitment required.
Receive your pre-approval within 24-48 hours with competitive rate options.
Choose the best rate and terms that fit your financial goals.
We handle the paperwork and guide you through a smooth closing.
Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.
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