Investment & Commercial
All Loan Products

Fix & Flip Loans

Fast Capital for Real Estate Investors

Fix and flip loans provide short-term financing designed for investors who purchase, renovate, and resell properties for profit. With fast approvals and funding in as little as 10 days, you'll never miss a deal.

Talk to a Loan Officer

650+

Min. Credit Score

10-20%

Down Payment

6-18 Mo.

Loan Term

10 Days

Closing Speed

Key Features

Why Choose This Loan?

01

Lightning-Fast Funding

Close in as little as 10 days so you can move quickly on time-sensitive investment opportunities.

02

Renovation Financing

Finance both the purchase price and renovation costs in a single loan, keeping your cash reserves intact.

03

Interest-Only Payments

Make interest-only payments during the renovation period to maximize your project's profitability.

04

No Prepayment Penalty

Pay off the loan as soon as you sell the property without any early repayment penalties.

05

Experience-Based Pricing

Seasoned investors with a track record benefit from better rates and higher leverage.

06

Repeat Borrower Programs

Build a relationship with us and access streamlined processing and preferred terms on future deals.

Requirements

Eligibility Criteria

  • Minimum credit score of 650
  • Down payment of 10-20% depending on experience
  • Property must be non-owner occupied (investment only)
  • Detailed renovation scope, budget, and timeline
  • After-Repair Value (ARV) appraisal required
  • Prior flipping experience preferred but not always required
  • Entity borrowing (LLC) available and encouraged

Perfect Match

Ideal For

  • Real estate investors who buy, renovate, and resell properties
  • Experienced flippers looking for reliable, fast financing
  • New investors entering the fix and flip market with mentorship
  • Contractors and builders who want to invest in their own projects
  • Investors who need to close quickly to win competitive deals

How It Works

Simple 4-Step Process

From application to closing, we make the mortgage process straightforward and stress-free.

01

Apply Online

Complete our simple online application in minutes. No commitment required.

02

Get Pre-Approved

Receive your pre-approval within 24-48 hours with competitive rate options.

03

Lock Your Rate

Choose the best rate and terms that fit your financial goals.

04

Close & Celebrate

We handle the paperwork and guide you through a smooth closing.

Ready to Get Started?

Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.

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