Residential Loan
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Jumbo Loans

Financing for Luxury & High-Value Properties

When your dream home exceeds conforming loan limits, our jumbo loan program delivers. With loan amounts up to $50 million and LTV up to 90%, we provide the financing power you need for premium properties.

Talk to a Loan Officer

680+

Min. Credit Score

10%+

Down Payment

$50M

Max Loan Amount

90%

Max LTV

Key Features

Why Choose This Loan?

01

High Loan Amounts

Finance properties up to $50 million with a single mortgage. No need for multiple loans or complex structures.

02

Up to 90% LTV

Put as little as 10% down on high-value properties, preserving your capital for other investments.

03

Competitive Rates

Despite higher loan amounts, our jumbo rates remain highly competitive through our extensive lender network.

04

Flexible Property Types

Finance luxury single-family homes, high-rise condos, waterfront properties, and more.

05

Interest-Only Options

Interest-only payment options available for qualified borrowers who want lower initial monthly payments.

06

Portfolio Lending

As a portfolio product, we have flexibility in underwriting that traditional conforming loans don't offer.

Requirements

Eligibility Criteria

  • Minimum credit score of 680
  • Down payment of at least 10%
  • Sufficient reserves (typically 6-12 months)
  • Documented income and employment history
  • Debt-to-income ratio within guidelines
  • Primary residence, second home, or investment property
  • Appraisal required for all properties

Perfect Match

Ideal For

  • Buyers purchasing luxury or high-value properties above conforming limits
  • High-net-worth individuals seeking flexible financing for premium homes
  • Investors acquiring high-value residential real estate
  • Borrowers in high-cost markets where home prices exceed standard limits
  • Those looking to finance vacation homes or second residences

How It Works

Simple 4-Step Process

From application to closing, we make the mortgage process straightforward and stress-free.

01

Apply Online

Complete our simple online application in minutes. No commitment required.

02

Get Pre-Approved

Receive your pre-approval within 24-48 hours with competitive rate options.

03

Lock Your Rate

Choose the best rate and terms that fit your financial goals.

04

Close & Celebrate

We handle the paperwork and guide you through a smooth closing.

Ready to Get Started?

Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.

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