Homeownership Without an SSN
ITIN loans are designed for individuals who have an Individual Taxpayer Identification Number instead of a Social Security number. If you file U.S. taxes and have a valid ITIN, you can qualify for a mortgage and achieve the dream of homeownership.
620+
Min. Credit Score
15%+
Down Payment
Yes
ITIN Required
2 Years
Tax Returns
Key Features
Qualify using your Individual Taxpayer Identification Number (ITIN) — no Social Security number needed.
Use your filed U.S. tax returns (1040 with ITIN) as primary income documentation.
Access competitive interest rates comparable to many traditional mortgage programs.
Purchase the home you and your family live in with a standard fixed-rate or adjustable-rate mortgage.
Establish a U.S. mortgage payment history that can help build your financial profile over time.
Owning a home provides stability, community roots, and a long-term financial asset for your family.
Requirements
Perfect Match
How It Works
From application to closing, we make the mortgage process straightforward and stress-free.
Complete our simple online application in minutes. No commitment required.
Receive your pre-approval within 24-48 hours with competitive rate options.
Choose the best rate and terms that fit your financial goals.
We handle the paperwork and guide you through a smooth closing.
Let our experienced team help you find the perfect loan solution. Apply today and get pre-approved in as little as 24 hours.
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